German statutory health-insurance contribution calculator
Enter your gross monthly salary. The calculator automatically limits it to the German 2026 contribution ceiling and applies the general rate.
Calculate statutory health-insurance contributions from income and the additional contribution
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Enter your full gross monthly salary.
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Change the preset additional contribution only when you know your insurer's rate.
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The calculator shows the total contribution and the calculated half for each side.
If you need a bespoke version
You can keep using this free tool as it is. If you need a bespoke version with your own rules, data or workflows for a website, shop or internal process, I can build it for you – for example with custom rules and data sources, approvals and exports, and website or shop integration.
How this tool calculates
The general and additional contributions are combined, calculated up to the German 2026 ceiling and split equally for employees.
Your inputs and results remain on your device. Reloading the page restores the default values.
Data status and limitations
- Reference year
- 2026
- Calculation basis as of
- 2026-07-18
- Primary source
- Federal Ministry of Health: social-security figures and long-term care insurance for 2026
- Scope
- Germany, employees covered by statutory social insurance
- Not included
- Individual levies, special groups, one-off payments and differing insurer or payroll rules
Terms used in this calculation
- Income subject to contributions
- Income included in the contribution calculation.
- Additional contribution
- A contribution set by the German health insurer in addition to the general rate.
- Contribution ceiling
- The income ceiling up to which contributions are calculated.
Frequently asked questions
Should I enter my full gross salary?
Yes. Income above €5,812.50 per month is automatically capped for 2026.
Is the employee share always exactly half?
The calculator uses this basic assumption. Individual special rules are not included.